Carloanis is known for being for almost 20 years the sponsor of a cycling team present on the Tour de France. but it is above all a consumer credit company . We will see in detail the car credit it offers to individuals.


The loan “Auto, custom” Carloanis is intended to acquire a vehicle (car, motorcycle or motorhome …). As with any credit, your request will be studied by Carloanis. The acceptance of the file depends mainly on the household income and the debt ratio.


It does not matter whether you have a personal contribution or not, the amount lent can range from 500 to 35 000 us dollars.

That you have to repay monthly over a period of 6 months to 7 years.

The fees are offered.


How to take out a Carloanis car loan ?

How to take out a Carloanis car loan ?

You can go to an agency or inquire by phone ( weekdays from 8h to 19hou on Saturdays from 9h to 17h) . But the easiest way is to visit their website, where you can already start by doing an online simulation for  car or motorcycle.


Simulation :

loan Simulation


This one is proposed to you from the homepage, choose the necessary sum (by fraction of 500 us dollars).

In the following table, choose the “customized loan”. And not the “Accessio Loan”

Several monthly payments are proposed (depending on the number of deadlines), determine the one that suits you. Knowing that you have the opportunity to simulate with or without insurance.

Information is instantly displayed under the table (cost of credit, number of monthly payments, APR, duration).


Credit application :

Credit application

At the end of the Carloanis simulation , you can click with one click to apply online.

Based on the information you provide, a policy response will be provided in less than 15 minutes.

A contract will be sent to you, you just have to inform and sign it. All you have to do is send it back to Carloanis with the supporting documents requested.

The amount borrowed will only be paid after the expiry of the statutory withdrawal period


Our opinion :



Interesting enough to repay on a short term (less than two years). Do several simulations and you will find yourself that it is better to pay back over 12 or 24 months. Indeed, the interest rate rises sharply as soon as the number of maturities exceeds two years.


As for each credit, we advise each time to compare several proposals, those of several credit companies for example and why not that of your own bank?

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